We’ve all been there: you’re at an event, traveling, or just on the go, and you need some cash, plus an ATM. However, you want access to your cash without paying ridiculous ATM fees. Who wants to pay money just to access their account? Luckily, as a member of Arbor Financial Credit Union, you belong to a CO-OP ATM network that provides a solution to this pesky problem.

The CO-OP ATM network offers nearly 30,000 surcharge-free ATMs to members. What is the CO-OP ATM network?
The CO-OP ATM network offers nearly 30,000 surcharge-free ATMs nationwide to members. How do you know it’s a CO-OP ATM? Look for the logo! Credit Unions that are connected by the CO-OP are linked with other credit unions nationwide. This network is larger than almost any banks’. As a result, you get convenient access to your money with Arbor Financial wherever you travel. This even includes locations where you do your shopping, like Costco, Circle K, Dunkin Donuts, and more!

How to locate a surcharge-free CO-OP ATM:
With access to locator tools and CO-OP ATM signage for easy spotting, participating ATMs in the network will be able to be located with ease. With minimal clicks and searching, this hassle-free experience gives you immediate access to your accounts.

smartphone icon

1. Download the app in the App Store or Google Play by searching “COOP ATM Shared Branch Locator.”


laptop icon

2. Use the locator feature on the CO-OP website or visit Arbor's ATM page to access a searchable map.


telephone icon3. Call 1-888-SITE-COOP (888-748-3266) to find a site by phone.

text smart phone icon4. Text any ZIP Code to 91989 to find a nearby CO-OP ATM.

Need help? Give us a call at 269-375-6702 or 800-442-7340. We're here for you!

Get the Latest Updates in Your Inbox

Financial Management Resources